01 / Permitted use

You may browse the store, review product information and use available features for lawful personal or business purposes. You agree not to use the site in a way that violates law, infringes another person’s rights, disrupts the store, interferes with other visitors or undermines system security.

02 / Activities that are not permitted

03 / Intellectual property

Havelloan™ names, logos, page designs, text, photographs and store materials are owned by Changsha Yezizishu Network Technology Co., Ltd. or used with permission, unless stated otherwise. You may view or print pages for personal reference. No other license is granted to reproduce, modify or distribute protected material without written permission.

04 / Information, availability & external links

We work to keep product, policy and store information current, but content may be updated and errors may occasionally occur. Availability, prices and checkout options may change. Product color and appearance may differ by screen or configuration; review the selected product information before purchase.

External services follow their own terms and privacy practices. We do not control third-party content and are not responsible for external websites or services.

05 / Security, suspension & revisions

We may restrict access where necessary to protect the store, customers or legal rights, or where use appears to violate these terms. We may revise these terms by posting an updated version here; continued use after an update indicates acceptance to the extent permitted by law.

06 / Contact & related terms

For questions, email service@havelloan.com or call +86 13095881218 during 8:00 AM – 10:00 PM. Personal information is handled under our Privacy Policy.